Who?

I am a 36 year old debtor living in Northern England with about £20,000 pounds worth of debt and no clear way of paying it off. I could be your neighbour or your friend as no one discusses debt. Debtors used to be carted off to debtor's prisons now we mainly exist in metaphorical prisons.

Follow me as I try and keep my head above water with my finances.

Monday, 10 August 2009

Reading

I have been reading India Knight's book " The Thrift Book" in the hope of getting some more thrifty ideas. Most of the advice is great. What I actually need is an emergency guide to dealing with debt or something that tells you how to live off next to nothing food wise. I keep looking at Ocado's website longingly.

I'm really delighted that I have stuck to my budget this week but I am feeling nervous about next week's expenditure. I have to pay some rent, I will have electricity, food and petrol to buy and the boyfriend is looking forward to his meal/day trip out if the weather is nice.

Dipped into the tenner yesterday, splurged unnecessarily on a box of chocolates and a tube of pringles. Damage? Five pounds and a shock to my digestive system! I am really bitter.

In order to make myself feel better I have made a real effort dressing today. I used a body scrub made of oats which exfoliated my skin and left it all soft. Pulled out an old red bag I forgot about and a red "Gucci" purse, which I bought in Turkey several years ago from a market stall. I'm coordinated and groomed.

Yesterday's Expenditure.

Spent 5.00
Made 0.00
Saved 0.00
944 debit left on overdraft until funds come in.

0 comments: