Who?

I am a 36 year old debtor living in Northern England with about £20,000 pounds worth of debt and no clear way of paying it off. I could be your neighbour or your friend as no one discusses debt. Debtors used to be carted off to debtor's prisons now we mainly exist in metaphorical prisons.

Follow me as I try and keep my head above water with my finances.

Saturday, 8 August 2009

Bank Charges claim

I'm beyond excited. The bank has written a letter back to me confirming the bank charges they have imposed since 2001. Now all I have to do is to start my claim against them to recoup my finances. I may not be offered an amount but I am going to try my damndest to reduce this dead wood of debt.

I am amazed how much money has gone to the bank in charges. I have two other accounts with other banks in a similar position. I am waiting to hear from one and have been spurred into action on the third. This may make a considerable difference to my debt and would be such a boon.

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