Update

It's been a while since I last blogged. So here's the latest.

I have been seeking employment on a part time basis since October. I am finding this really difficult as I was dismissed from work on the grounds of ill health last year. Whilst my health improves weekly my chances of a suitable post do not. I have an application in the post regardless. We'll see what the post brings.

The ruling by the FDSA about non returns of excessive bank charges by the bank was announced. This was really disappointing as I had hoped to clear bank debts. I totally understand people's desire not to help out "negligent" folk, but it does not make our crippling burden any lighter. Meanwhile bonus payouts are being worked out across the city, at the expense of the taxpayer.

My sales on Ebay and other websites proved practically fruitless. It seems that people do not want what I don't want! The small profit I made went towards the bills.

My landlords want £60.00 to ensure that the monthly periodic tenancy continues. Where I am meant to find the money from I haven't a clue. I am not tempted by the ads to sell unwanted gold, as quite often their price per gram weight is incredibly low compared to those rates offered by traditional jewellers. Plus I don't have any unwanted gold.

I have had a water meter fitted as there is only myself at my pad using the stuff. I am hoping this will trim my expenses rather than reduce my debt.

Electricity on my meter remains expensive, as does operating the over night storage heaters. The coldness of my place, and its broken heaters means that I am also having to run a plug in electric heater. I'm warm but I feel each and every penny.

Christmas is approaching and I have to find a way of posting my cards to friends abroad, a birthday present to pay for and small presents for Christmas.

I have shopped in discount stores and have received some bargains- £3.00 dvds and £10.00 silk shawls. But on a limited budget it means i have to still think really carefully about where my cash actually goes. I am living of IOUs at the minute and the notes really add up.