Who?

I am a 36 year old debtor living in Northern England with about £20,000 pounds worth of debt and no clear way of paying it off. I could be your neighbour or your friend as no one discusses debt. Debtors used to be carted off to debtor's prisons now we mainly exist in metaphorical prisons.

Follow me as I try and keep my head above water with my finances.

Tuesday, 15 September 2009

Frozen

So it's not happening. No debt reduction other than the small amount I have to pay my debtors each fortnight.

I really needed the money i'd made from cd sales (£50.00) so it's in my current account awaiting clearance. I've not been able to reduce debt and it's aggrivating.Infact more debt has found me as my house survey for sale has come through. I think the only thing you can do is keep your head down and stick to budget.

I'm shaving the cost of my electricity and water where I can and i've hardly spent anything except on food these past few weeks. At least i wore my free shoes the other day.
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